Jeevan arogya 1. Jeevan Arogya Plan No: ; 2. Key highlights Non-linked health plan which covers the principal insured male or female. Lic Jeevan Arogya is a distinctive plan which offers the health insurance cover facing certain health risks and in the case of any medical emergency at that.
Treatment for benign enlargement of prostate gland iv. The amount of advance shall be credited to your bank account directly. The afogya though will only start from the next policy anniversary. Initial Daily Benefit Rs. A no claim benefit will be paid in the event that during the period between Date of Commencement of policy and next Automatic Renewal Date or between two Automatic Renewal Dates described in Para 4 below there are no claims in respect of any Insured covered under your policy.
The onus is on insurer to show that if the insurer had been aware of the said fact, no life insurance policy would have been issued agogya the insured.
Jeevan Arogya (Plan no – ) Lic’s Health Plan – Lic Universe
The minimum and maximum jeevan at entry is as under:. If the request for revival is received by the Corporation within less than 90 ninety days from the due date of the first unpaid premium, then the specific waiting period shall continue to be till 2 two years from the Date of Cover Commencement in respect of each Insured. The Major Surgical benefit for any surgery cannot be claimed and shall not be payable more than once for the same surgery during the term of the policy.
The Major Surgical Benefit shall be paid as a lump sum as specified for the benefit concerned and is subject to providing proof of Surgery to the satisfaction 94 the Corporation.
LIC Jeevan Arogya (T 904)- All details with premium and benefit calculators
C Day Care Procedure Benefit: The increase in premium will also be on the next renewal date. Treatment for anal fistula or anal fissure iii. The active concealment of a fact by the insured having knowledge or belief of the fact; c. He is also a finance, insurance and software consultant with more than 20 years of experience in these fields.
Lic Jeevan Arogya is a distinctive plan which offers the health insurance cover facing certain health risks and in the case of any medical emergency at that time it provides the proper support and also helps to your family with financially independent in adversity time. Jfevan Day Care Procedure Benefit shall be paid as a lump sum aroogya is subject to providing proof of Surgery to the satisfaction of the Corporation. Insurance is the qrogya matter of solicitation Registered Office: Any such act or omission as the law specifically declares to be fraudulent.
Please feel free to share this post using sharing buttons provided below. Dental treatment or surgery of any kind unless necessitated by Accidental Bodily Injury. Further, if the Automatic Renewal Date falls between the revival period and revival is done after the Automatic Renewal Date, the premium before and after the Automatic Renewal Date may be different. This facility of advance payment could be availed by submitting your Bank Account details in the prescribed format.
Treatment for Hernia xi. The amount in lieu of ambulance expenses shall be payable only once in respect of each Insured in any Policy Year and is subject to providing satisfactory evidence to the Corporation. Notify me of follow-up comments by email.
In respect of these other Insured: It will not be allowed at a later point of time. Minimum Term Assurance Sum Assured: Work out the premium payable along with our representative Your premium will depend on your age, gender, the Health cover option you have chosen, whether you are Principal Insured or other insured life and the mode of payment.
Less than or equal to HCB of spouse. Maximum lifetime benefit that can be availed for each of the persons covered in the plan – days inclusive of stay in ICU. Treatment for benign uterine disorders like fibroids, uterine prolapse, dysfunctional uterine bleeding etc. If the age of legally adopted child on the date of adoption is more than 3 months, the child can be covered from policy anniversary coinciding with or next following the date of adoption.
Public receiving such phone calls are requested to lodge a police complaint along with details of phone call, number. Less than or equal to HCB of Spouse. The specific waiting period in respect of the treatments specified in the list above shall be as follows:. IRDAI does not announce any bonus.
Inclusion of each additional member will be on payment of enhanced premiums and subject to various terms and conditions of the plan. The period of hospitalisation should be greater jeevzn 24 hours to eligible for this amount. In case you have opted for HCB of Rs. A Hospital Cash Benefit: The premiums are guaranteed for 3 years from the date of commencement of policy. Participation in any hazardous activity or sports including but not limited to racing, scuba diving, aerial sports, bungee jumping and mountaineering or in any criminal or illegal activities.
Thereafter, this amount in each Policy Year in future shall remain at that maximum level attained. The Other Surgical Benefit shall be paid as a Daily Benefit and is subject to providing proof of Surgery to the satisfaction of the Corporation. The Corporation will cancel the policy and return the premium paid subject to the following deductions: So now medical emergencies will not disturb your arogyaa of mind.
Treatment for Carpal tunnel syndrome xvii. Maximum annual benefit that can be availed for each of the persons covered in the plan – 3 Surgical Procedures. Connect with Us Contact Us Feedback. The total number of days of Hospitalization for which the Other Surgical Benefit is payable during a Policy Year in respect of each and every Insured covered under the Policy shall not aroyya 15 fifteen days in the first Policy Year following the date of commencement of cover in respect aorgya that Insured and 45 forty five days for the second and subsequent Policy Years following the date of commencement of cover in respect of that Insured.
Contact details E-mail address: Hospitalisation for the sole purpose of physiotherapy or any ailment for which hospitalization is not warranted due to agogya in medical technology.